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H & S Sales and Consultants
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H & S Sales and Consultants, Inc.

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Life, Health, Disability and Long Term Care

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Have you Secured your financial future? 

H & S Sales and Consultants Inc. is comprised of a
team of specialists who will tailor programs to your
individual, family, and business needs. We use a care-
fully designed process of fact finding, analysis and
continuous review to ensure you feel secure. 

Our practice is specifically designed to:
  • Protect our clients from financial loss
  • Promote savings and investments
  • Preserve assets
  • Deliver the highest quality financial products and services available

Some of Our  Services

H & S is dedicated to securing your future through various financial services
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Executive and Employee Benefits

Reviewing benefit plans on a regular basis can save your organization money
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Business Consultation Planning

Current owners need to prepare for the succession of their operation in the event of retirement, death or disability
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Personal Planning Financial Resource Analysis

You and your family can receive a comprehensive or targeted personalized financial resource analysis
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Estate Analysis
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Poor planning and improper management can greatly decrease the value of your estate; stay on top of it with a programmed approach
Find Out More

We have a proven track record

Over the past 21 years, H&S has built a large customer base spanning almost half the states in the US. 
learn about our leadership
Years in Business
Customers Served
Partner Carriers
Team Members

About Us

Businesses and individuals often choose H & S Sales and Consultants, Inc. to help them answer their financial questions. With our needs analysis approach, you can expect superior and innovative solutions to your personal and business planning needs. H & S Sales and Consultants provides clients with sound advice, high quality products and competent, on-going administration.

When appropriate, our professionals may recommend a variety of these financial instruments offered through our national Broker-Dealer and insurance affiliates.

                                                                             We are proud specialists in:
  • Personal Life and Disability Insurance Analysis
  • Estate Planning and Analysis
  • Business Life Insurance and Employee Benefit Plans
  • Key Man Insurance
  • Funding Buy-Sell Agreements
  • Deferred Compensation Plans
  • Split Dollar Funding
  • Group Life Insurance
  • Business Health Insurance
  • Group Major Medical, Dental Plans
  • Group Long Term Disability
  • Keogh Plans(HR-10)
  • Annuities-Fixed

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